Mortgage Loans with Dev Fincorp
Are you looking for a way to get funds by using your property as collateral? At Dev Fincorp, we offer mortgage loans that can help you achieve your financial goals. Let us explain how our mortgage loans work and how our team will assist you through every step of the process.
Why take Mortgage Loan from Dev Fincorp?
Secure Your Goals with Dev Fincorp Mortgage Loans: Where Financial Flexibility Meets Reliable Collateral and Attractive Rates.
- Best loan options
- Attractive interest rates
- Simple process
- Dedicated support
- Highest Loan of Property Value
- Hassel free documentation
- Mortgage on commercial property
- Mortgage on residential property
- Mortgage on plot
- Available to salaried and self-employed
- Flexible terms up to 20 years
What is a Mortgage Loan?
A mortgage loan is a type of loan where you use an immovable asset, like a house or commercial property or plot, as collateral. This means you provide your property to the lender as security for the loan. The lender keeps this asset until you repay the loan in full. By doing this, you can get a significant amount of money, which can be used for various purposes.
How Much Can You Borrow?
With Dev Fincorp, you can borrow up to 80% of the value of your property. This means if your property is worth Rs. 1 crore, you can get a loan of up to Rs. 80 lakhs. This money can be used for planned needs like:
- Investing in your business
- Renovating your home
- Purchasing another property
- Funding a wedding in the family
- Paying for your children's education
How the Mortgage Loan Process Works
Getting a mortgage loan might seem complicated, but don't worry! The Dev Fincorp team is here to help you every step of the way. Here’s a simple breakdown of how it works:
- Identify Potential Banks: First, we help you identify which banks or financial institutions meet your needs. We look for those that offer the best terms and interest rates.
- Eligibility Requirements: Once we've identified potential lenders, we help you understand their specific eligibility requirements. This might include your age, income, and the type of property you are offering as collateral.
- Gather Necessary Documents: We assist you in gathering all the necessary documents. These typically include:
- Proof of Identity (Pan Card or Aadhar card)
- Proof of Address (Aadhar card)
- Proof of Income (Income tax returns or Salary slips or Bank statements)
- Property-related documents (like the title deed)
Application Process: Thanks to the digital age, you can now apply for a mortgage loan online. However, if you prefer the traditional way, you can still visit a branch in person. Our team will guide you through whichever method you choose, ensuring you complete the application accurately and efficiently.
Approval and Disbursement: Once your application is submitted, the lender will review it. If everything is in order, your loan will be approved, and the funds will be disbursed to you. Dev Fincorp will keep you updated throughout this process, so you always know what’s happening.
At Dev Fincorp, we believe in providing excellent customer service. Our team is always here to answer your questions and guide you through the entire mortgage loan process. We want to make sure you understand every step and feel confident in your decisions.
Your security is our priority. All your transactions with Dev Fincorp are secure and transparent. We make sure you know all the terms and conditions upfront, so there are no surprises later on.
With Dev Fincorp, getting a mortgage loan is simple, secure, and tailored to your needs. Let us help you unlock the value of your property and reach your dreams.